Saving money is a vital concern for nearly everyone in these difficult times. Because of this, it is important that you find the best possible rate for your auto and homeowners insurance policy. Luckily, it is much easier to find a great rate for insurance now than ever before.

In the past, you were pretty much stuck accepting whatever type of insurance your agent could find for you. Then, around ten years ago, nearly every insurance company started offering their product online. Soon after, people started feeling as though they were insurance experts and handled their policies online themselves. This wasn't a bad thing—in many cases. However, there are downfalls to working directly with the insurance companies.

In many cases, insurance customers do not understand what type of coverage they need. They take the lowest possible rate, without looking into the repercussions that could be caused. This is fine and good—until the time comes that they need to get something back from the insurance company.

Because of this, working with an independent agency is actually still a superior way to obtain insurance. The agent can help you get the coverage you need at a price you can afford. Additionally, there are many agencies now that offer features that make it even easier. For instance, in some cases you can compare insurance quotes online.

Unlike trying to compare by visiting each site yourself, using one of these tools means that you are comparing apples to apples. Therefore, not only are you paying as little as possible, you are still getting the type of coverage you need. Spend some time researching the options, and then choose an independent agency that will make things easy for you and save you money too.

At Alpha & Omega, we are independent insurance agents who partner with our clients in Arizona and New Mexico; we will educate you so you can make the best decisions, helping you plan for today and the future, a plan that protects the people and the things that matter in your life. In 2006, Bea’s son Mike Murphy, and his wife Shauna, read an article that would change their lives. It was about a family that thought they had insured their house properly, but when a fire took it, so did the bank. Mike and Shauna knew that people needed more help than they were getting.

If your auto, home, or life insurance existing policies need attention, don’t wait. Don’t find yourself in a situation where you need good insurance only to discover you don’t have the coverage you need.

At Alpha & Omega, we know our clients sometimes need more than home, life, and auto insurance coverage; that’s why our family works hard to provide your family with the best financial products and services. We understand the importance of placing your family’s needs at the forefront of all your financial decisions. We can advise on other insurance products, such as disability or long-term care insurance.